U.S. stock futures are lower today following losses on the Asian markets and two percent or more Europe index decreases.  On the corporate front in the U.S., Starbucks cut its plans for new international coffee shops and  its 2009 forecast after posting a steeper-than-expected slide in fourth-quarter profit.

A new series of initiatives that will help at-risk borrowers keep up their house payments has been announced by Citigroup.  Among the initiatives are reducing interest rates, increasing the term of the loan and, in some cases, reducing the principal before delinquency. 

The passage of Proposition 8 by California voters is being challenged.  The "Washington Post" reports opponents of the measure to ban same-sex marriage in the state will use an unusual tactic with the state Supreme Court.  At issue will be whether voters have any legal standing to change the constitution or if the item must pass in the legislature first.

President Bush will commemorate Veterans Day today in New York while President-elect Barack Obama will spend the day in Chicago.  Bush will help rededicate New York's refurbished Intrepid Sea, Air and Space Museum.  Vice President Dick Cheney will mark the sixth Veterans Day since the beginning of the Iraq War by placing a wreath on the Tomb of the Unknowns at Arlington National Cemetery.

Iran has released from prison a Cal State Northridge graduate student after posting 200-thousand-dollars bail.  Twenty-eight-year-old Esha Momeni was in the country to research a master's thesis when she was arrested last month.  Momeni holds dual U.S. and Iranian citizenship and was recording interviews with women's rights activists as part of a master's project when she was taken into custody.

Last night's Monday Night Football win was posted by the Arizona Cardinals who came up with a goal-line stand in the final seconds to hold on for a 29-24 victory over the San Francisco 49ers.  Arizona now stands at 6-and-3 for the season so far.